Health insurance premiums across the United States saw another notable increase heading into the second quarter of 2026, with average family plan costs rising by more than six percent year over year.
Insurers attribute the jump to rising specialty drug costs, expanded mental health coverage mandates, and continuing inflation in hospital services. Employers are passing more of these costs onto workers through higher deductibles.
Consumers shopping the marketplace are advised to compare total out-of-pocket maximums rather than premium figures alone when selecting plans for the remainder of the year.
