Auto Insurance Rates Drop 5% as Self-Driving Features Reduce Accidents

Auto insurance premiums have declined 5% on average for vehicles equipped with Level 2+ autonomous driving features, as insurers recognize significantly lower accident rates among these vehicles.

The Data

Insurance industry data shows vehicles with advanced driver assistance systems are involved in 35% fewer collisions. Tesla, Mercedes, and BMW vehicles with highway autonomy show the lowest claim rates.

Discount Programs

Progressive, Geico, and State Farm have all launched ADAS discount programs. Some insurers offer up to 15% off for vehicles with the most advanced safety systems.

• 5% average premium decrease for ADAS vehicles
• 35% fewer collisions reported
• Up to 15% discounts at major insurers
• Tesla, Mercedes, BMW leading in safety data