Bundling auto, home, and umbrella insurance with one carrier saves an average of 25% on combined premiums. Here are the best bundling strategies and which companies offer the deepest discounts.
Best Bundle Discounts
- State Farm: up to 25% bundle discount
- USAA: up to 20% (military families)
- Allstate: up to 25% + loyalty bonus
- Progressive: up to 20%
- Liberty Mutual: up to 22%
Maximize Your Savings
Add an umbrella policy ($300/year for $1M coverage) to your bundle for extra savings. Some insurers offer additional discounts for adding life insurance. Review bundles annually — loyalty doesn't always equal the best price.
