Electric vehicle insurance premiums, long higher than gas cars due to battery repair costs, are starting to normalize as repair networks expand and parts availability improves.
Tesla and Rivian owners are seeing rate decreases of 5-10% at renewal, while legacy automaker EVs are reaching parity with comparable gasoline models.
Shoppers should still compare quotes across carriers, as some insurers specialize in EVs while others apply surcharges based on outdated loss data.
