Workers' compensation insurance costs have surged 18% as insurers grapple with a wave of ergonomic injury claims from remote workers suffering back pain, carpal tunnel, and repetitive strain injuries at improvised home offices.

The Problem

Remote workers are filing 40% more musculoskeletal claims than office workers, largely due to poor home office setups. Claims for back and neck injuries from remote workers have tripled since 2023.

Employer Response

Companies are responding by offering home office stipends, mandatory ergonomic assessments, and wellness programs to reduce claims and control premium costs.